By Bill, on December 2nd, 2008%
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Whether or not you decide to seek professional financial help depends to a large extent on your skills, personality and what you want to achieve with your finances. If you are just starting out on your own and don’t have much money, it would be easier for you to organize your own finances. It’s . . . → Read More: Episode 41 – Do You Need Professional Financial Help?
By Bill, on November 30th, 2008%
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One of the best ways to change bad spending habits is to cut up all your credit cards.
Money that you spend using a credit card is money that doesn’t belong to you. You have to pay it back – along with interest, which makes the purchase price of your item that much more expensive. . . . → Read More: Episode 40 – How To Change Bad Spending Habits
By Bill, on November 28th, 2008%
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Once you have got into debt – and that’s all too easy in these days of credit cards and consumer marketing – and are finding it difficult or impossible to pay, your credit rating will no doubt take a plunge. Sometimes, even though you’ve finally managed to pay off your debts, your credit rating . . . → Read More: Episode 39 – How To Repair Your Credit
By Bill, on November 26th, 2008%
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The best way to teach young children about money is to let them have some. Since most of us have to work for our money, it is a good idea to give them chores to do by which they can earn money. These should be different from the chores they must do as part . . . → Read More: Episode 38 – How To Teach Your Children About Money
By Bill, on November 24th, 2008%
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Every family unit, no matter how big or how small, needs to plan their finances. Why?
For starters, no one wants to run into debt they can’t pay, or lose a purchase they have paid a deposit on and then find they can’t keep up with the payments. If the electric is due and you . . . → Read More: Episode 37 – Why Your Family Needs A Budget