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	<title>Comments on: Episode 40 &#8211; How To Change Bad Spending Habits</title>
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		<title>By: &#187; Episode 40 - How To Change Bad Spending Habits</title>
		<link>http://howto-you.com/http:/howto-you.com/family/episode-40-how-to-change-bad-spending-habits/comment-page-1#comment-17</link>
		<dc:creator>&#187; Episode 40 - How To Change Bad Spending Habits</dc:creator>
		<pubDate>Sun, 30 Nov 2008 20:07:51 +0000</pubDate>
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		<description>[...] Hall Small Business Small Business wrote an interesting post today onHere&#8217;s a quick excerpt One of the best ways to change bad spending habits is to cut up all your credit cards. Money that you spend using a credit card is money that doesn’t belong to you. You have to pay it back - along with interest, which makes the purchase price of your item that much more expensive. A debit card is much more preferable. That way you can’t spend more than you have in the bank, but even that can be dangerous if you are prone to impulse buying of luxury items. Another way to change your bad spen [...]</description>
		<content:encoded><![CDATA[<p>[...] Hall Small Business Small Business wrote an interesting post today onHere&#8217;s a quick excerpt One of the best ways to change bad spending habits is to cut up all your credit cards. Money that you spend using a credit card is money that doesn’t belong to you. You have to pay it back &#8211; along with interest, which makes the purchase price of your item that much more expensive. A debit card is much more preferable. That way you can’t spend more than you have in the bank, but even that can be dangerous if you are prone to impulse buying of luxury items. Another way to change your bad spen [...]</p>
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