Howto Do Things You Want To Do

Articles and Commentary from Howto Books You can Use

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Entries Tagged as 'Personal'

Episode 43 - How to Find a Mentor at Work

December 6th, 2008 · No Comments

Once you have started that new job, you may find the pathway to your ultimate goals greatly enhanced by the advice of a mentor. Don’t become so immersed in the day-to-day activities of your new job that you lose sight of other important aspects of the job, company, or employer. To find who would make [...]

 
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Tags: Family · Personal

Episode 42 - How to Get Your Employer to Pay for Your Education

December 4th, 2008 · No Comments

Higher education comes at a cost and if you are working and have bills to pay, it may be beyond your financial ability to pay the cost for that degree you covet. Don’t lose hope! It may be that your employer will be willing to pay for the cost of your further education. Many companies [...]

 
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Tags: Fundraising · Personal

Episode 41 - Do You Need Professional Financial Help?

December 2nd, 2008 · 1 Comment

Whether or not you decide to seek professional financial help depends to a large extent on your skills, personality and what you want to achieve with your finances. If you are just starting out on your own and don’t have much money, it would be easier for you to organize your own finances. It’s not [...]

 
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Episode 40 - How To Change Bad Spending Habits

November 30th, 2008 · 1 Comment

One of the best ways to change bad spending habits is to cut up all your credit cards.
Money that you spend using a credit card is money that doesn’t belong to you. You have to pay it back - along with interest, which makes the purchase price of your item that much more expensive. [...]

 
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Episode 39 - How To Repair Your Credit

November 28th, 2008 · No Comments

Once you have got into debt - and that’s all too easy in these days of credit cards and consumer marketing - and are finding it difficult or impossible to pay, your credit rating will no doubt take a plunge. Sometimes, even though you’ve finally managed to pay off your debts, your credit rating will [...]

 
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Tags: Family · Home · Personal

Episode 36 - Why Lenders Don’t Want to Foreclose

November 22nd, 2008 · No Comments

You might feel as if most lenders are big, bad bossies that breathe the foreclosure word down your neck every time you even look like missing a payment, but this is not so. Many people feel this way because when they try to do the right thing and contact the lender due to payment struggles, [...]

 
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Episode 35 - What to Do If the Bank Decides to Foreclose

November 20th, 2008 · No Comments

If things have gone from bad to worse and your bank has decided to foreclose, don’t give up hope of keeping your home; there may still be some way to save it. For foreclosure to become a fact of life, you need to have missed more than one payment on your mortgage. Most often you [...]

 
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Episode 34 - Common Foreclosure Myths

November 18th, 2008 · No Comments

Myths are a bit like gossip, the more they are repeated the worse they become. And in most cases they are not true to start with. All bad things bring their own spate of myths and gossip and foreclosure is no exception. One of the most common myths in foreclosure is the one that banks [...]

 
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Episode 33 - How Common Is Foreclosure?

November 16th, 2008 · No Comments

Foreclosure is more common these days than ever before. This has come about by unscrupulous lenders offering ‘easy money’ mortgages to those who want a home but really cannot afford the repayments. These people do not understand that once the time low interest rates is up, they will then have to pay a great deal [...]

 
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Tags: Family · Home · Personal

Episode 32 - Can You Stop a Foreclosure?

November 14th, 2008 · No Comments

There are several ways to stop a foreclosure, but the best way is to prevent it from happening in the first place. To do this, you must act before your lender files that notice of default. If you call your lender as soon as you know that your payment will be late - or that [...]

 
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Tags: Family · Home · Personal